Hong Kong residential property price index. Base: July 1997 = 100
149.2
Current CCL
183.1
2021 Peak
-18.5%
From Peak
Bank Mortgage Rates
Best rate comparison for residential mortgage (Mar 2026)
H-rate (HIBOR): 4.20%P-rate (BLR): 5.875%
Bank
H-Plan
P-Plan
Eff. Rate
HSBC
H + 1.30%
P − 2.50%
5.50%BEST
Hang Seng
H + 1.30%
P − 2.50%
5.50%
Bank of China
H + 1.25%
P − 2.50%
5.45%BEST
Standard Chartered
H + 1.35%
P − 2.45%
5.55%
BOCHK
H + 1.30%
P − 2.50%
5.50%
District Price Comparison
DistrictAvg $/sqft — YoY
Hong Kong Island
Central, Wan Chai, Happy Valley
$18,500
per sq ft
−2.1%
Mid-Levels
Central & Western (premium)
$22,800
per sq ft
−1.4%
Kowloon
TST, Mong Kok, Ho Man Tin
$14,200
per sq ft
+0.8%
New Territories West
Tuen Mun, Yuen Long, Tin Shui Wai
$7,800
per sq ft
+1.2%
New Territories East
Sha Tin, Tai Po, Sai Kung
$9,400
per sq ft
−0.5%
Lantau / Discovery Bay
Tung Chung, DB, Sunny Bay
$10,600
per sq ft
+0.4%
PropertyAI Advisor
Online — HK Market Data Active
Welcome to PropertyAI Advisor. I specialise in Hong Kong real estate — district analysis, affordability calculations, investment outlook, and mortgage strategy.
The live CCL index and district prices are shown on the left. What would you like to know about HK property?
Compare Tuen Mun vs Yuen Long
Best district for investment?
How much for 500sqft in Kowloon?
Current CCL trend?
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Is now a good time to buy?
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